

Bonuses are typically for standard quarterly periods, but offers may also run for other three-month periods (e.g., June/July/August).In some cases, however, the cap may be higher, e.g., extra miles on up to $6,000 in purchases from United Airlines on a United card. Offers are usually capped at $1500 in spend.On occasion, however, an offer may be for purchases with a specific Chase partner using the applicable co-branded card (e.g., United Airlines, Hyatt, IHG) or for a large merchant such as Amazon (Q422). Most offers are for generic categories (gas, grocery, dining, etc.).(For an early 2022 instance of this-5,000 UR for making 15 purchases of at least $2 each-see this post.) On very rare occasions, an offer may be for a fixed bonus contingent on the cardholder making a certain number of transactions of a minimum value.
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If you downgrade to the IHG Traveler card (native 3x dining bonus), you will receive 8 total points per dollar (native 3x plus the promotional 5 points/dollar) for spending during the offer period.

For example, the Chase IHG Premier card always earns 5x on dining, so a 10x quarterly offer is worth an extra 5 points/dollar. If you downgrade a qualifying card during an offer period, the offer will still apply, but you will receive only the incremental benefit relative to the new card’s built-in category bonus, if any.Note that when an offer is for “10x on gas spend,” that means 10 points or miles per dollar total, including any category bonus native to the relevant card. Offers are typically for higher multiples of miles/points per dollar spent.A given card will have, at most, one applicable bonus offer at a time.You may receive a different offer, or none at all, on a card type for which another FTer reports a bonus. Viewing an offer automatically registers your card for it. You can view them only through the portal at the link above. Offers are not visible in your Chase online account.These bonuses have the following characteristics: Chase regularly offers 3-month spending bonuses at /mybonus.Ĭhase Spend and Get Offers | My Bonus |
